Key Advantages
Proven Practitioners
20+ years in industry, led large-scale data science teams, delivered end-to-end solutions.
Trusted Partner
Practitioners who bridge data science with regulatory and business requirements
Measured Results
35% lift in collections, ~10% increase in product take-up.
Alternative Data Expertise
Specialized knowledge in extracting value from non-traditional data sources.
Regulatory-Grade Models
IFRS 9 provisioning and Basel ECAP compliance integrated into business decisioning.
Key Benefits
Insight. Precision. Impact.
- Marketing & acquisition strategies (response lift, net lift monitoring, remarketing, multi-bureau optimization)
- Advanced credit & risk models (logistic regression, ML-driven affordability)
- Portfolio segmentation & profitability modelling
- Collections & recovery optimisation; campaign optimisation, call strategy, UAB testing, journey champion/challenger, price sensitivity modeling
- Continuous monitoring and refinement of deployed models
Transparency & Auditability
- Regulatory-ready scoring models aligned to IFRS 9 & Basel standards
- IFRS 9 impairments & provisioning (model build, calibration, validation)
- Basel ECAP frameworks (economic capital models & validation)
- Independent model validation & performance monitoring
- Ongoing cash flow and risk assessment
- Governance frameworks ensuring transparency and auditability